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Credit Cards For Bad Credit & Poor Credit!
While these credit cards won't contain low interest rates rewards programs, or other premium benefits that come with other cards, they will help those with bad credit and poor credit get a credit card!
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Beware of variable rate interest cards. While variable interest rate credit cards may have a low interest rate at first, that rate is subject to change at any time with little or no prior notice. Low Interest Credit Cards . The following Low Interest Credit Cards from our partners feature either a low fixed rate APR or a low introductory APR. Eva Velasquez Identity Theft; Jason Steele Credit Cards; AJ Smith Personal Finance; Christine DiGangi Personal Finance; Chris Birk Mortgages; George Schofield Make the call. A five-minute phone call to your credit card issuer could save you hundreds, even thousands, of dollars in interest charges. "There's no incentive for them to lower your rate unless you call. Go get your latest credit card statements. Your Annualized Percentage Rate (APR) should be listed at the very top or the very bottom of the statement. Search Credit Cards Also Includes Secured Cards and Prepaid Cards Easily compare cards and find one for you. Choose the options you want and then sort and review your cards by rewards, APR, annual fee, credit score, and more. What's an Average Credit Card Interest Rate? (And How to Get a Lower One) Thought the article was supposed to be about how to lower your credit card interest rates by giving suggestions about how to talk to the card company etc. Current interest rates, or APRs, on credit cards are anywhere from around 10% to over 20%, ... Since creditors prefer to see a longer credit history, closing old accounts could lower your credit score by causing your credit history to appear shorter. Step 2a. If you are approved for a lower interest rate, ask the customer service representative for his or her name and write it down. Also write down the new interest rate offered and any other changes to your credit card terms. How to Get Low Interest Rate Credit Card. If you plan on carrying a balance on your credit card from one month to the next, your best bet is a card with a low interest rate. If you regularly carry credit card balances, it is important that you choose a credit card featuring a low interest rate, rather than a rewards credit card. LowCards.com is the leading consumer resource for credit card information. For over eleven years we have been researching thousands of credit card offers and rates to find the best credit cards. If you're looking for a credit card with low interest rates that also offers luxurious perks like 24/7 access to personal concierge services, then the Citi® Diamond Preferred® Card is the right card for you. If you think you would qualify for a lower credit card interest rate, your first step is to do a bit of research and visit the websites of the largest credit card issuers listed below to compare various credit card offers before you telephone them. Are you looking for a low interest credit card so that you can save on interest fees when you carry a balance from month to month? If that's the case, you should go for low interest cards which offer introductory rates from as low as 0% for a certain period of time. Budgeting Money » Credit & Debt » Lower Credit Card Interest Rates » How to Get Credit Card Companies to Lower Your Interest Rate
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