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If you can't
get a credit card on your own, you may be able to take advantage of someone else's good
credit.
You could
get someone with a job and good
credit to apply with
you, but be aware that getting a
credit card with a cosigner has drawbacks.
A tough economy has left many with bruised
credit and lenders reluctant to issue loans. But you can still
get a decent
card. Here's how
Card Details: Start with a $0 intro annual fee for the first year; $19 after that.
Get access to a higher
credit line after making your first 5 monthly payments on time.
Use a secured
credit card to begin to build
credit.
A secured
credit card is much like a prepaid
credit card.
You put a deposit down on your secured (typically anywhere from $200 to $5,000), which then becomes your
credit limit.
Can You Get A Cash Advance On A
Credit Card.
Can You Get A Cash Advance On A
Credit Card In addition, the
credit score is also ignored by advance cash loan lenders and they make money, even for people with bad
credit.
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People often assume that it takes bad
credit to
get declined for a
credit card, but that is not always the case. A complete lack of
credit may be just as detrimental to your chances, depending on what
card you are applying for. That raises the question "How do I
get a credit card if I have
no credit
People who don't have a
credit history can still
get a credit card. Everyone starts off at some point without a
credit history, and there are options available for people who would like to
get a credit card.
Having trouble getting a
card because
you have limited or
no credit history? Below are
credit cards from our partner banks and
credit card companies for people with limited or
no credit history.
Here's what I did. Have someone that trusts you add your as an authorized user on one of their
credit cards. Make sure it's one with a perfect payment history and preferably a long history.
Whether
you are new to
credit or it has been less than three years since you opened your first
credit card or loan, getting one of the
credit cards listed on this page is a great way to build up your
credit history.
It is the quintessential Catch 22—how do you build
credit when
you have
no credit? There's
no question that you require
credit, whether good or bad, for almost everything from renting an apartment to getting a cell phone. Particularly in these harsh economic times, people are ever ...
No Credit Check offers. Prepaid
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Molly wants a new
credit card and has her sights set on one issued through a community bank. But there's a problem: She doesn't have an income, at least not in the traditional sense. "My income is almost all from investments," she wrote in an email. "My business actually runs at a deficit
Credit Cards » 10 Questions Before Getting A Secured
Credit Card.
Credit cards are a fact of life. You need one to make a hotel or plane reservation, or to rent a car, even if you plan to pay cash.
†Advertiser Disclosure: The
credit card offers that appear on this site are from
credit card issuers from which CreditCardForum.com receives compensation.
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